Earn Cash Back
with Additional Benefits

CURRENT PROMOTION:

Use your VISA Platinum Cash Rewards Credit Card and get 0.85% APR* on balance transfers and purchases made between April – June 2022.  Your purchases and balance transferred during that time will remain at this special 0.85% APR until your December 2022 statement.  After that, your rate will convert to your standard rate currently 9.15% – 18.00% APR.

Complete this form to get your balance transfer started today or call our loan department at 536-0833 for more information.

Credit Card Benefits:

• No Annual Fee
• No Cash Advance Fee
• No Balance Transfer Fee
• No Foreign Transaction Fee
• Travel & Emergency Assistance 
• Roadside Dispatch
• Visa Secure

*APR=Annual Percentage Rate. 0.85% APR promotional rate will apply to all purchases and balance transfers made during the promotional period of April 1, 2022 through June 30, 2022. Promotional rate offer available to existing and new credit card accounts opened by May 31, 2022. Existing credit card accounts that are currently receiving the introductory 2.99% APR are not eligible for this offer. Current cardholders must be in good standing to be eligible for the 0.85% APR promotional rate. There is no balance transfer fee. The promotional rate of 0.85% APR will apply to purchases and balance transfers made during the promotional period through your statement ending December 2022. Beginning January 2023, your rate will convert to your standard APR. Your standard APR after the promotional period will be 9.15% to 18.00% APR based on your creditworthiness and may vary with the market based on the Prime Rate. Other restrictions apply. Purchases and balance transfers made outside of the promotional period will be charged your standard APR. Promotional 5% cash rewards offer only applies to new Visa accounts effective as of 5/1/19. After the introductory 6 months, you will receive 1% cash rewards on all net purchases. For the first 6 months after opening, the maximum monthly credit is $375.00 and is based on monthly eligible net purchases of $7,500. After the introductory 6 month period, there is no limit to the amount that can be earned. This offer is subject to change without notice. Cash reward earnings are credited to your card account in your May and November statements of each year. Hawaii Central Federal Credit Union membership is required. Please see Visa Platinum Cash Rewards Program Terms and Conditions for complete details or call our Consumer Loan Department at (808) 536-0833. Federally insured by NCUA.