; Personal Rates - Hawaii Central Federal Credit Union

Our offices will be closing at 12PM on Friday, August 19 for Staff Training. We apologize for any inconvenience this may cause and mahalo for your understanding.

Personal > Personal Loans

Personal Loan Products


Share Secured Loan

Allows you to use your share savings account or share certificate as collateral to obtain a low interest loan and still earn dividends on your share savings account or share certificate.


Share Certificate Secured Loan

When you use your share certificate at the credit union as collateral on a loan, your interest rate is lower and your shares continue to earn dividends.


Personal Loans

Whether it’s consolidating your debts, having unexpected financial needs, or planning a vacation, our personal loans can assist you with your needs with no collateral required.