; Personal Rates - Hawaii Central Federal Credit Union

Please note that our offices are closed on Friday, June 19th in observance of Juneteenth. For your convenience, we will be open until 5 pm on Thursday, June 18th.

Personal > Personal Loans

Personal Loan Products

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Personal Loans

Whether it’s consolidating your debts, having unexpected financial needs, or planning a vacation, our personal loans can assist you with your needs with no collateral required.

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Share Secured Loan

Allows you to use your share savings account as collateral to obtain a low interest loan and still earn dividends on your share savings account. Loan terms up to 10 years are available.