; Personal Loans - Hawaii Central Federal Credit Union

Our offices will close at 12 PM on Friday, December 6th for Staff Meeting!

 personal > Personal Loans

Personal Loans

Whether it’s planning a vacation, consolidating your debts, or having unexpected financial needs, our personal loans can assist you with your needs with no collateral required.

Personal Loans

We offer personal loans at competitive rates with our quick and simple application process. Apply online or in-person for a personal loan when you need extra money for any purpose.

*APR=Annual Percentage Rate

Personal Loan Benefits

  • Quick and Simple Application
  • Competitive interest rates
  • Flexible terms

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payments (discount offer only good at closing). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and subject to approval. 7.00% APR is for a 1-year term personal loan and will have 12 estimated payments of $86.52 per $1,000 borrowed. Maximum 24-month term and $5,000 loan amount (or up to policy maximum for existing personal loans). Not to be used to refinance existing loans. Other restrictions apply. HCFCU membership eligibility required. Rates and offer subject to change without notice. Offer effective October 1, 2024 and expires on December 31, 2024. Please call our Consumer Loan Department at (808) 536-0833 for complete details. Federally insured by NCUA.

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Personal Loans

AS LOW AS

8.25%APR*

Personal Loans

AS LOW AS

8.50%APR*

Personal Loans

AS LOW AS

8.75%APR*

Personal Loans

AS LOW AS

9.00%APR*

Personal Loans

AS LOW AS

9.25%APR*

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Share Secured Loan

2.60%APR*