; HOME - Hawaii Central Federal Credit Union

Our offices will be closed on Monday, October 14th in observance of Discoverer's Day.

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ONLINE
BANKING

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Personal Loans

AS LOW AS

8.25%APR*

Personal Loans

AS LOW AS

8.50%APR*

Personal Loans

AS LOW AS

8.75%APR*

Personal Loans

AS LOW AS

9.00%APR*

Personal Loans

AS LOW AS

9.25%APR*

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New & Used Auto

As Low As

5.99%APR*

New & Used Auto

As Low As

6.24%APR*

New & Used Auto

As Low As

6.49%APR*

New & Used Auto

As Low As

7.49%APR*

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Share Certificates

4.00%APY*

Share Certificates

3.03%APY*

Share Certificates

3.29%APY*

Share Certificates

3.34%APY*

Share Certificates

1.51%APY*

*APR= Annual Percentage Rate. *APY= Annual Percentage Yield.

CENTRAL to your Financial Well-being

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Personal

Understanding the needs of our members and working together to achieve your financial goals.

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Loans

From auto to real estate, we have a variety of loans to meet your borrowing needs.

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Savings

Your savings starts the moment you join our Hawaii Central ohana. Watch your savings grow.

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VISA®

Credit Card

Earn 1% cash back! Cash back earned will automatically be credited to your statement, monthly. For the first six months after opening, receive an additional 4% Cash Back based on the first $7,500 in monthly eligible net purchases.

VISA® 

Debit Card

Our Visa Debit Card offers members the convenience of a checkbook and ATM card in one. Use it for purchases at merchants displaying the Visa logo and the purchase amount will be withdrawn from your Share Draft Checking Account.

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Download Our Mobile App

With our mobile app, you can manage your accounts on-the-go! Download our free app on the App Store or Google Play.

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Mobile menu

Mobile App Features

Our Hawaii Central mobile app provides members convenient access to our website, mobile check deposit, mobile banking, branch and contact information, and more.

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Mobile Check Deposits

Mobile Check Deposit allows you to deposit checks into your Hawaii Central account anytime, from anywhere.

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Check Balances

With the Hawaii Central Mobile App, your account balances are at your fingertips 24/7. Set up and enable alerts to stay up to date on account balances and bill payment reminders.

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Manage Your Debit Cards

You can easily manage your debit card activity and security, and temporarily lock your card to prevent it from being used.