; HOME - Hawaii Central Federal Credit Union

Our offices will close at 12 PM on Friday, December 6th for Staff Meeting!

Holiday Helper Loan

as low as

7.00% APR

FRAUD ALERTS!!!

We will never call you for account information!!! Click here to get all the most recent Fraud Alerts.

Holiday Helper Loan

as low as

7.00% APR

FRAUD ALERTS!!!

We will never call you for account information!!! Click here to get all the most recent Fraud Alerts.

Group-100.png

ONLINE
BANKING

logo-300

Personal Loans

AS LOW AS

8.25%APR*

Personal Loans

AS LOW AS

8.50%APR*

Personal Loans

AS LOW AS

8.75%APR*

Personal Loans

AS LOW AS

9.00%APR*

Personal Loans

AS LOW AS

9.25%APR*

logo-294

New & Used Auto

As Low As

5.99%APR*

New & Used Auto

As Low As

6.24%APR*

New & Used Auto

As Low As

6.49%APR*

New & Used Auto

As Low As

7.49%APR*

logo-394

Share Certificates

4.00%APY*

Share Certificates

3.03%APY*

Share Certificates

3.29%APY*

Share Certificates

3.34%APY*

Share Certificates

1.51%APY*

*APR= Annual Percentage Rate. *APY= Annual Percentage Yield.

CENTRAL to your Financial Well-being

Group-101.png

Personal

Understanding the needs of our members and working together to achieve your financial goals.

Group-71

Loans

From auto to real estate, we have a variety of loans to meet your borrowing needs.

Group-70

Savings

Your savings starts the moment you join our Hawaii Central ohana. Watch your savings grow.

HCFCU Debit Credit Card 480x356 1

VISA®

Credit Card

Earn 1% cash back! Cash back earned will automatically be credited to your statement, monthly. For the first six months after opening, receive an additional 4% Cash Back based on the first $7,500 in monthly eligible net purchases.

VISA® 

Debit Card

Our Visa Debit Card offers members the convenience of a checkbook and ATM card in one. Use it for purchases at merchants displaying the Visa logo and the purchase amount will be withdrawn from your Share Draft Checking Account.

mobile login

Download Our Mobile App

With our mobile app, you can manage your accounts on-the-go! Download our free app on the App Store or Google Play.

HCFCU-Mobile-App-Icon_v1 App_Store_icon-1-CMYKgoogle-play-badge-CMYK
Mobile menu

Mobile App Features

Our Hawaii Central mobile app provides members convenient access to our website, mobile check deposit, mobile banking, branch and contact information, and more.

HCFCU-Mobile-App-Icon_v1App_Store_icon-1-CMYKgoogle-play-badge-CMYK
mobile check deposit

Mobile Check Deposits

Mobile Check Deposit allows you to deposit checks into your Hawaii Central account anytime, from anywhere.

mobile account balances

Check Balances

With the Hawaii Central Mobile App, your account balances are at your fingertips 24/7. Set up and enable alerts to stay up to date on account balances and bill payment reminders.

HCFCU-Mobile-App-Icon_v1App_Store_icon-1-CMYKgoogle-play-badge-CMYK
mobile card management

Manage Your Debit Cards

You can easily manage your debit card activity and security, and temporarily lock your card to prevent it from being used.