; Savings - Hawaii Central Federal Credit Union

Personal > Savings


From competitive rates to minimal fees, Hawaii Central offers products that support your financial well-being and fit your individual needs. We are here to help you reach your goals.

Central Savings Account

Your savings starts the moment you join Hawaii Central and make an initial deposit into your Central Savings Account. Dividends on this account are declared and paid quarterly.

Money Market Investment

With a Money Market Investment Account, you can earn higher dividends than the traditional regular share account with funds that are as accessible as with your share account. Invest anytime, withdraw anytime, 100% LIQUID.

Holiday Savings Account

Let us help you put money aside for the holidays. The sooner you start, the more money you will be able to save. Start today with as little as $10, and you’ll be on your way!

*APY=Annual Percentage Yield.

Savings Account Benefits

  • Earn competitive dividends
  • Dividends deposited into your account monthly, quarterly, or annually
  • Low minimum opening balances

Central Savings Account



Money market investment



Holiday Savings Account


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Take advantage of Hawaii Central’s competitive savings rates.

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