INDIVIDUAL RETIREMENT ACCOUNTS
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Personal > IRAS
Individual Retirement Accounts (IRA)
Save for retirement and take advantage of the tax benefits an IRA may offer. You’ll be amazed at how fast your account will grow. We offer Traditional, Roth, Coverdell, and IRA Share Certificates.
Traditional IRA
Save for retirement with tax advantages. Contributions to your IRA may be fully or partially deductible depending on your tax situation. Withdrawals in retirement are taxed at your tax rate at that time.
Roth IRA
Withdraw money in retirement tax-free, without penalties. Contributions before retirement are not tax-deductible.
Coverdell IRA
Save for higher education with a tax-advantaged Coverdell account. Parents and guardians can make nondeductible contributions for keiki under the age of 18.
IRA Share Certificates
Save and build your way towards retirement and fulfill long-term financial goals with the security and flexibility of a share certificate.
*APY=Annual Percentage Yield.