; Personal Loans Rate Summary - Hawaii Central Federal Credit Union

Our offices will be closed at 12 PM on Friday, December 2, 2022 for our Yearend Meeting.

Rates > PERSONAL > Personal Loans

Hawaii Central Rate Summary

85th Anniversary Holiday Promotion: 

1-Year Personal Loan as low as 1.85% APR**. 

Promotion ends December 31, 2022.

Personal Loans

Whether it’s consolidating your debts, having unexpected financial needs, or planning a vacation, our personal loans can assist you with your needs with no collateral required.

Rate Effective as of November 1, 2022

TERM
APR* (AS LOW AS)
Example Payment per $1,000
1
YEAR
1.85%APR*
12 Estimated Monthly Payments of $84.17

*APR: Annual Percentage Rate. Rates shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. 1.85% APR is for a 1-year term personal loan and will have 12 estimated payments of $84.17 per $1,000 borrowed. Personal loan not for business or real estate purposes. Other restrictions apply. Hawaii Central Federal Credit Union membership eligibility is required. Rate and offer subject to change without notice and expires on December 31, 2022. Please call our Loan Department at (808) 536-0833 for complete details. Federally insured by NCUA.

2
YEARS
4.00%APR*
24 Estimated Monthly Payments of $43.42

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

3
YEARS
4.25%APR*
36 Estimated Monthly Payments of $29.64

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

4
YEARS
4.50%APR*
48 Estimated Monthly Payments of $22.80

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

5
YEARS
4.75%APR*
60 Estimated Monthly Payments of $18.76

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

*APR: Annual Percentage Rate. Rates shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. 1.85% APR is for a 1-year term personal loan and will have 12 estimated payments of $84.17 per $1,000 borrowed.  Personal loan not for business or real estate purposes.  Other restrictions apply. Hawaii Central Federal Credit Union membership eligibility is required. Rate and offer subject to change without notice and expires on December 31, 2022. Please call our Loan Department at (808) 536-0833 for complete details. Federally insured by NCUA.