; Personal Loans Rate Summary - Hawaii Central Federal Credit Union

Rates > PERSONAL > Personal Loans

Hawaii Central Rate Summary

Personal Loans

Whether it’s consolidating your debts, having unexpected financial needs, or planning a vacation, our personal loans can assist you with your needs with no collateral required.

Rate Effective as of September 26, 2023

TERM
APR* (AS LOW AS)
Example Payment per $1,000
1
YEAR
7.00%APR*
12 Estimated Monthly Payments of $86.53

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

2
YEARS
7.25%APR*
24 Estimated Monthly Payments of $44.89

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

3
YEARS
7.50%APR*
36 Estimated Monthly Payments of $31.11

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

4
YEARS
7.75%APR*
48 Estimated Monthly Payments of $24.30

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

5
YEARS
8.00%APR*
60 Estimated Monthly Payments of $20.28

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. A loan with a 4.75% APR will have 12 estimated monthly payments of $85.50 per $1,000 borrowed. Other restrictions apply. Hawaii Central Federal Credit Union membership eligibility is required. Rate and offer is subject to change without notice and expires on March 31, 2023. Please call our Loan Department at (808) 536-0833 for complete details.