Rates > Personal > Share Secured

Hawaii Central Rate Summary

Share Secured Loan

Allows you to use your share savings account or share certificate as collateral to obtain a low interest loan and still earn dividends on your share savings account or share certificate.

Rate Effective as of October 5, 2020

Example Payment per $1,000
12 Estimated Monthly Payments of $84.53

*APR=Annual Percentage Rate. 2.50% APR above current share rate, adjustable monthly. Payment example based off 2.65% APR. Payment example based on a loan of $1,000 with a 2.65% APR will have 12 payments of $84.53. Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice. Interest only; principal due at maturity.