Share Secured Loan
Allows you to use your share savings account or share certificate as collateral to obtain a low interest loan and still earn dividends on your share savings account or share certificate.
Rate Effective as of September 10, 2021
*APR=Annual Percentage Rate. 1.60% APR above the current share rate, adjustable monthly. Payment example based on a loan of $1,000 with a 1.70% APR will have 12 payments of $84.10. Loan terms up to 2 years are available and are based on applicant’s creditworthiness per HCFCU policy and are subject to approval. Other restrictions apply. Flexible payment options available. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.