Save money while you save the environment! Our Green loans were created to help make selected energy-efficient products more affordable by offering special low rates. By investing in these products and other renewable energy resources, you can lower your monthly electric and gas bills. We offer a variety of Green Loans to help you live, drive and be green! See below for more information.

Fuel-Efficient Auto Loan

For new and used fuel-efficient automobiles:

  • 2.99% APR*
  • Fixed rate with terms up 72 months
  • Vehicle requires a city rating of 30 MPG or more
  • Available for new and used fuel-efficient vehicles

*APR: Annual Percentage Rate. All loans subject to approval. Other discounts and promotions do not apply. Rate subject to change without notice and promotions may end at any time. Please call 536-3677 for complete details. Fuel-Efficient Auto Loans: New vehicle financing up to 125% of MSRP. Pre-owned vehicles financing up to 110% of KBBV retail value. Estimated monthly payment of $15.19 per every $1,000 borrowed at 2.99% for 72 months.

Solar Photovoltaic Loan Special

Our Solar Photovoltaic Loan program to makes it even easier for you to go green and save. Our Solar Photovoltaic Loan program does not require the use of your home's equity and allows you to work with the solar contractor of your choice. See how affordable a Solar Photovoltaic system can be with the help of Hawaii Central FCU's Solar Photovoltaic Loan Special!

  • Rates as low as 4.99% APR*
  • No payments for the first 6 months
  • Use the solar contractor of your choice
  • Quick turnarounds & approvals
  • No equity needed
  • Rates and Terms up to 84 months available
  • Limited time only!

*APR: Annual Percentage Rate. Solar photovoltaic loan is only available to owner-occupant homes. APR is based on applicant's creditworthiness and is subject to credit approval.  4.99% APR is for up to a 60-month term and includes a 0.25% discount for automatic payment from any HCFCU Share or Share Draft account. No payments for the first six months of loan. Interest will continue to accrue during this period. Check made payable to solar photovoltaic installing company. Estimated monthly payment of $531.00 based on a loan amount of $25,000 at 4.99% APR with no payments due for the first six months. Other rates and terms available. Rates and program subject to change or discontinue at any time without notice. Certain restrictions apply. Please call our Consumer Loan Department at 536-3677 for complete details.