; Auto Loans Rate Summary - Hawaii Central Federal Credit Union

NOTICE: Our offices will be closing at 12PM on Friday March 29, 2024 for Staff Training.

Rates > AUTO LOANS > NEW & USED AUTO LOANS

Hawaii Central Rate Summary

New & Used Auto

Whether it’s purchasing a new or used car or refinancing your auto loan, we have competitive rates to meet your needs. 7 year term available upon request and approval.

Rate Effective as of March 27, 2024

TERM
APR* (AS LOW AS)
Example Payment per $1,000
3
YEARS
5.99%APR*
36 Estimated Monthly Payments of $30.43

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness and is subject to approval. Other restrictions apply. Offer not available for commercial type vehicles or internal refinancing. MSRP = Manufacturers Suggested Retail Price. MSRP is applicable for new automobiles only. KBB = Kelly Blue Book. KBB is applicable for pre-owned automobiles only. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice. 6 and 7 year financing available only for automobiles priced $20,000 or more.

4
YEARS
6.24%APR*
48 Estimated Monthly Payments of $23.61

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness and is subject to approval. Other restrictions apply. Offer not available for commercial type vehicles or internal refinancing. MSRP = Manufacturers Suggested Retail Price. MSRP is applicable for new automobiles only. KBB = Kelly Blue Book. KBB is applicable for pre-owned automobiles only. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice. 6 and 7 year financing available only for automobiles priced $20,000 or more.

5
YEARS
6.49%APR*
60 Estimated Monthly Payments of $19.57

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness and is subject to approval. Other restrictions apply. Offer not available for commercial type vehicles or internal refinancing. MSRP = Manufacturers Suggested Retail Price. MSRP is applicable for new automobiles only. KBB = Kelly Blue Book. KBB is applicable for pre-owned automobiles only. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice. 6 and 7 year financing available only for automobiles priced $20,000 or more.

6
YEARS
7.49%APR*
72 Estimated Monthly Payments of $17.29

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness and is subject to approval. Other restrictions apply. Offer not available for commercial type vehicles or internal refinancing. MSRP = Manufacturers Suggested Retail Price. MSRP is applicable for new automobiles only. KBB = Kelly Blue Book. KBB is applicable for pre-owned automobiles only. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice. 6 and 7 year financing available only for automobiles priced $20,000 or more.