; Auto Loans Rate Summary - Hawaii Central Federal Credit Union

Our offices will be closed at 12 PM on Friday, December 2, 2022 for our Yearend Meeting.

Rates > AUTO LOANS > NEW & USED AUTO LOANS

Hawaii Central Rate Summary

85th Anniversary Holiday Promotion: 

New & Used 3-Year Auto Loan as low as 1.85% APR**. 

Promotion ends December 31, 2022.

New & Used Auto

Whether it’s purchasing a new or used car or refinancing your auto loan, we have competitive rates to meet your needs. 7 year term available upon request and approval.

Rate Effective as of November 1, 2022

TERM
APR* (AS LOW AS)
Example Payment per $1,000
3
YEARS
1.85%APR*
36 Estimated Monthly Payments of $28.58

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness and is subject to approval. Other restrictions apply. Offer not available for commercial type vehicles or internal refinancing. MSRP = Manufacturers Suggested Retail Price. MSRP is applicable for new automobiles only. KBB = Kelly Blue Book. KBB is applicable for pre-owned automobiles only. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice. 6 and 7 year financing available only for automobiles priced $20,000 or more.

4
YEARS
2.49%APR*
48 Estimated Monthly Payments of $21.91

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness and is subject to approval. Other restrictions apply. Offer not available for commercial type vehicles or internal refinancing. MSRP = Manufacturers Suggested Retail Price. MSRP is applicable for new automobiles only. KBB = Kelly Blue Book. KBB is applicable for pre-owned automobiles only. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice. 6 and 7 year financing available only for automobiles priced $20,000 or more.

5
YEARS
2.74%APR*
60 Estimated Monthly Payments of $17.85

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness and is subject to approval. Other restrictions apply. Offer not available for commercial type vehicles or internal refinancing. MSRP = Manufacturers Suggested Retail Price. MSRP is applicable for new automobiles only. KBB = Kelly Blue Book. KBB is applicable for pre-owned automobiles only. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice. 6 and 7 year financing available only for automobiles priced $20,000 or more.

6
YEARS
3.74%APR*
72 Estimated Monthly Payments of $15.53

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness and is subject to approval. Other restrictions apply. Offer not available for commercial type vehicles or internal refinancing. MSRP = Manufacturers Suggested Retail Price. MSRP is applicable for new automobiles only. KBB = Kelly Blue Book. KBB is applicable for pre-owned automobiles only. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice. 6 and 7 year financing available only for automobiles priced $20,000 or more.

**APR: Annual Percentage Rate. Rates shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. 1.85% APR is for a 3-year term new or used auto loan and will have 36 payments of $28.58 per $1,000 borrowed. Auto loan not available for commercial type vehicles, commercial business use or internal refinancing. Other restrictions apply. Hawaii Central Federal Credit Union membership eligibility is required. Rate and offer subject to change without notice and expires on December 31, 2022. Please call our Loan Department at (808) 536-0833 for complete details. Federally insured by NCUA.