; Share Certificate Rates - Hawaii Central Federal Credit Union

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Rates > Savings > Share Certificates

Hawaii Central Rate Summary

Share Certificates

With a minimum of $500, you can open a Share Certificate Account and lock in your earnings. A variety of certificates are available with terms ranging from 6 months to 60 months to suit your financial needs.

Rate Effective as of November 21, 2022

TERM
Dividend rate
APY*
Minimum Opening Balance
Minimum balance to earn apy
Minimum balance to avoid charge
Dividends Compounded & Credited
Dividend period
6
MONTH
2.02%
2.00%APY*
$500
$500
N/A
MONTHLY
MONTHLY
12
MONTH
3.03%
3.00%APY*
$500
$500
N/A
QUARTERLY
QUARTERLY
18
MONTH
3.29%
3.25%APY*
$500
$500
N/A
QUARTERLY
QUARTERLY
24
MONTH
3.34%
3.30%APY*
$500
$500
N/A
QUARTERLY
QUARTERLY
60
MONTH
1.51%
1.50%APY*
$500
$500
N/A
QUARTERLY
QUARTERLY

* APY = Annual Percentage Yield. APY is subject to change at any time without notice. Fees may reduce earnings. Penalties may apply for early withdrawals. $500 minimum deposit required to open account. See Truth-in-Savings disclosure for more information. Federally insured by the NCUA.