Hawaii Central Rate Summary
Share Certificates
With a minimal deposit, you can open a Share Certificate Account and lock in your earnings. A variety of certificates are available with terms ranging from 6 months to 60 months to suit your financial needs.
Rate Effective as of May 31, 2025
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* APY = Annual Percentage Yield. APY is subject to change at any time without notice. Fees may reduce earnings. Penalties may apply for early withdrawals. $1000 minimum deposit required to open 6-month share certificate; $500 minimum deposit required to open other certificate terms. See Truth-in-Savings disclosure for more information. Federally insured by the NCUA.