; Share Certificate Rates - Hawaii Central Federal Credit Union

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Rates > Savings > Share Certificates

Hawaii Central Rate Summary

*APY: Annual Percentage Yield. APY is accurate as of March 14, 2024. Earn 4.75% APY for a 11-month term certificate. APY is subject to change at any time without notice. Fees may reduce earnings. Penalties may apply for early withdrawals. Except for the 11-month share certificate, a $500 minimum deposit required to open account. Minimum $25,000 deposit requirement to open a business account. See Truth-in-Savings disclosure for more information.

Share Certificates

With a minimal deposit, you can open a Share Certificate Account and lock in your earnings. A variety of certificates are available with terms ranging from 6 months to 60 months to suit your financial needs.

Rate Effective as of April 2, 2024

TERM
APY*
Dividend Rate
Minimum Opening Balance
Minimum balance to earn apy
Minimum balance to avoid charge
Dividends Compounded & Credited
Dividend period
6
MONTH
2.02%APY*
2.00%
$500
$500
N/A
MONTHLY
MONTHLY
11
MONTH
4.75%APY*
4.67%
$1,000
$1,000
N/A
QUARTERLY
QUARTERLY
12
MONTH
3.03%APY*
3.00%
$500
$500
N/A
QUARTERLY
QUARTERLY
18
MONTH
3.29%APY*
3.25%
$500
$500
N/A
QUARTERLY
QUARTERLY
24
MONTH
3.34%APY*
3.30%
$500
$500
N/A
QUARTERLY
QUARTERLY
60
MONTH
1.51%APY*
1.50%
$500
$500
N/A
QUARTERLY
QUARTERLY

* APY = Annual Percentage Yield. APY is subject to change at any time without notice. Fees may reduce earnings. Penalties may apply for early withdrawals. Except for the 11-month share certificate, a $500 minimum deposit required to open account. See Truth-in-Savings disclosure for more information. Federally insured by the NCUA.