; Share Certificate Rates - Hawaii Central Federal Credit Union

Rates > Savings > Share Certificates

Hawaii Central Rate Summary

*APY: Annual Percentage Yield. APY is accurate as of September 14, 2023. Earn 4.75% APY for a 11-month term certificate. APY is subject to change at any time without notice. Fees may reduce earnings. Penalties may apply for early withdrawals. Minimum $1,000 deposit requirement to open a personal account. Minimum $25,000 deposit requirement to open a business account. All funds used to open the 11-month certificate account must originate from another financial institution. See Truth-in-Savings disclosure for more information.

Share Certificates

With a minimum of $500, you can open a Share Certificate Account and lock in your earnings. A variety of certificates are available with terms ranging from 6 months to 60 months to suit your financial needs.

Rate Effective as of September 21, 2023

TERM
APY*
Dividend Rate
Minimum Opening Balance
Minimum balance to earn apy
Minimum balance to avoid charge
Dividends Compounded & Credited
Dividend period
6
MONTH
2.02%APY*
2.00%
$500
$500
N/A
MONTHLY
MONTHLY
11
MONTH
4.75%APY*
4.67%
$1000 (must be new money)
$1000
N/A
QUARTERLY
QUARTERLY
12
MONTH
3.03%APY*
3.00%
$500
$500
N/A
QUARTERLY
QUARTERLY
18
MONTH
3.29%APY*
3.25%
$500
$500
N/A
QUARTERLY
QUARTERLY
24
MONTH
3.34%APY*
3.30%
$500
$500
N/A
QUARTERLY
QUARTERLY
60
MONTH
1.51%APY*
1.50%
$500
$500
N/A
QUARTERLY
QUARTERLY

* APY = Annual Percentage Yield. APY is subject to change at any time without notice. Fees may reduce earnings. Penalties may apply for early withdrawals. $500 minimum deposit required to open account. To open a 11-month Share Certificate Special, funds must originate from another financial institution. See Truth-in-Savings disclosure for more information. Federally insured by the NCUA.