Rates > Savings > Share Certificates

Hawaii Central Rate Summary

Share Certificates

With a minimum of $500, you can open a Share Certificate Account and lock in your earnings. A variety of certificates are available with terms ranging from 6 months to 60 months to suit your financial needs.

Rate Effective as of August 31, 2021

TERM
Dividend rate
APY*
Minimum Opening Balance
Minimum balance to earn apy
Minimum balance to avoid charge
Dividends Compounded & Credited
Dividend period
6
MONTH
0.200%
0.200%APY*
$500
$500
N/A
MONTHLY
MONTHLY
12
MONTH
0.250%
0.250%APY*
$500
$500
N/A
QUARTERLY
QUARTERLY
18
MONTH
0.275%
0.275%APY*
$500
$500
N/A
QUARTERLY
QUARTERLY
24
MONTH
0.325%
0.325%APY*
$500
$500
N/A
QUARTERLY
QUARTERLY
60
MONTH
0.350%
0.350%APY*
$500
$500
N/A
QUARTERLY
QUARTERLY

* APY = Annual Percentage Yield. APY is subject to change at any time without notice. Fees may reduce earnings. Penalties may apply for early withdrawals. $500 minimum deposit required to open account. See Truth-in-Savings disclosure for more information.Federally insured by the NCUA.