Rates > Savings > Share Certificates

Hawaii Central Rate Summary

Share Certificates

With a minimum of $500, you can open a Share Certificate Account and lock in your earnings. A variety of certificates are available with terms ranging from 6 months to 60 months to suit your financial needs.

Rate Effective as of March 22, 2021

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TERM
Dividend rate
APY*
Minimum Opening Balance
Minimum balance to earn apy
Minimum balance to avoid charge
Dividends Compounded & Credited
Dividend period
6
MONTH
0.40%
0.40%APY*
$500
$500
N/A
MONTHLY
MONTHLY
12
MONTH
0.50%
0.50%APY*
$500
$500
N/A
QUARTERLY
QUARTERLY
18
MONTH
0.55%
0.55%APY*
$500
$500
N/A
QUARTERLY
QUARTERLY
24
MONTH
0.65%
0.65%APY*
$500
$500
N/A
QUARTERLY
QUARTERLY
60
MONTH
0.70%
0.70%APY*
$500
$500
N/A
QUARTERLY
QUARTERLY

* APY = Annual Percentage Yield. APY is subject to change at any time without notice. Fees may reduce earnings. Penalties may apply for early withdrawals. $500 minimum deposit required to open account. See Truth-in-Savings disclosure for more information.Federally insured by the NCUA.

View Truth-in-Savings

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