; Line of Credit Rates - Hawaii Central Federal Credit Union

Following the City and State's recommendations and continued severe weather conditions, our offices will be closed at 4pm on Friday, 3/20/26. We apologize for any inconvenience this may cause and appreciate your understanding.

Rates > LINE OF CREDIT

Line of Credit Rates

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Line of Credit

Based on your good credit, a credit line is established for your convenience. Get an advance anytime you need. Tie it in with your Central Checking account and write yourself a loan! It's that easy.

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Homeowners Line of Credit

Our Homeowners line of credit can help you pay for some of those small home improvements you’ve been putting off! You can apply for a revolving line of credit of up to $10,000. No equity required, you just need to be an owner-occupant homeowner (fee simple)!