; Personal Rates - Hawaii Central Federal Credit Union

Hawaii Central FCU will never ask for your debit card number, your PIN number, your online banking credentials, or your numeric authentication code. If you are asked for this information, call us directly at (808)536-3677. And never give out any of this information via text or email.

Personal > Personal Loans

Personal Loan Products

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Personal Loans

Whether it’s consolidating your debts, having unexpected financial needs, or planning a vacation, our personal loans can assist you with your needs with no collateral required.

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Share Secured Loan

Allows you to use your share savings account as collateral to obtain a low interest loan and still earn dividends on your share savings account. Loan terms up to 10 years are available.