; Super Draft Checking Rates - Hawaii Central Federal Credit Union

SYSTEM MAINTENANCE: Debit Cards: Limited availability from 1:00 AM on Friday, May 8 through 8:00 AM on Saturday, May 9
Online & Mobile Banking: Unavailable from 5:00 AM to 9:00 AM on Saturday, May 9
Shared Branching: Unavailable for the entire day on Saturday, May 9 and Sunday, May 10

Rates > Savings > Central Checking Account

Hawaii Central Rate Summary

Central Checking Account

With a Hawaii Central Share Draft Checking Account, you can use your money how you wish, whenever you want, with unlimited transactions, and no minimum balance, all while earning dividends.

Rate Effective as of October 29, 2025

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Dividend rate
APY*
Minimum Opening Balance
Minimum balance to earn apy
Minimum balance to avoid charge
Dividends Compounded & Credited
Dividend period
0.10%APY*
0.10%
$1
$0.01
0.00
MONTHLY
MONTHLY

*APY = Annual Percentage Yield. APY is subject to change at any time without notice. Fees may reduce earnings. See Truth-in-Savings disclosure for more information. Federally insured by the NCUA.

View Truth-in-Savings

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