; Share Certificate Secured Loan Rate Summary - Hawaii Central Federal Credit Union

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Rates > PERSONAL > Share Certificate Secured

Hawaii Central Rate Summary

Share Certificate Secured Loan

When you use your share certificate at the credit union as collateral on a loan, your interest rate is lower and your shares continue to earn dividends.

Rate Effective as of June 1, 2023

TERM
APR*
Example Payment per $1,000
1
YEAR
4.45%APR*
12 Estimated Monthly Payments of $85.36

*APR: Annual Percentage Rate. 1.45% APR above the current share certificate rate, adjustable monthly. Based on a 12-month certificate of deposit, payment example based off a loan of $1,000 with a 4.45% APR will have 12 payments of $85.36. Based on a 24-month certificate of deposit, payment example based off a loan of $1,000 with a 4.75% APR will have 24 payments of $43.77. Maximum term of 2 year. Term length may vary based on time left on certificate. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

2
YEARS
4.75%APR*
24 Estimated Monthly Payments of $43.77

*APR: Annual Percentage Rate. 1.45% APR above the current share certificate rate, adjustable monthly. Based on a 12-month certificate of deposit, payment example based off a loan of $1,000 with a 4.45% APR will have 12 payments of $85.36. Based on a 24-month certificate of deposit, payment example based off a loan of $1,000 with a 4.75% APR will have 24 payments of $43.77. Maximum term of 2 year. Term length may vary based on time left on certificate. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.