; IRA Share Account - Hawaii Central Federal Credit Union

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Rates > Savings > IRA SHARE ACCOUNT

Hawaii Central Rate Summary

IRA Share Account

Save for retirement and take advantage of the tax benefits an IRA may offer. You’ll be amazed at how fast your account will grow. We offer Traditional, Roth, and Coverdell IRAs.

Rate Effective as of October 29, 2025

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TERM
APY*
Dividend Rate
Minimum Opening Balance
Minimum balance to earn apy
Minimum balance to avoid charge
Dividends Compounded & Credited
Dividend period
1
YEAR
0.10%APY*
0.10%
$50
$0.01
$0.00
QUARTERLY
QUARTERLY

*APY = Annual Percentage Yield. APY is variable and is subject to change after account opening at any time without notice. Fees may reduce earnings. $50 minimum deposit required to open account. Please contact your tax advisor regarding IRA accounts. See Truth-in-Savings disclosure for more information. Federally insured by the NCUA.

View Truth-in-Savings

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