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*APR=Annual Percentage Rate. 2.99% APR introductory rate will apply to all purchases and balance transfers made during the initial 6 months of opening your new VISA account. After the introductory 6 months, APR will be 10.15% to 17.15% based on your creditworthiness and may vary with the market based on the Prime Rate. Promotional 5% cash back offer (1% cash back with an additional 4%) only applies to new VISA accounts effective as of 1/1/18. Maximum amount earned for the additional 4% cash back is $250 on net purchases made in the first 6 months of opening your new VISA account, there is no limit on the other 1%. This offer is subject to change without notice. After the introductory 6 months, you will receive 1% cash back on all net purchases. Net purchases are purchases minus credits and returns. Cash back earnings are credited to your card account in your May and November statements of each year. Hawaii Central Federal Credit Union membership is required. Please see Platinum Cash Rewards Credit Card Terms and Conditions for complete details or call our Consumer Loan Department at (808) 536-0833. Federally insured by the NCUA.

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