; Homeowners Line of Credit Rate Summary - Hawaii Central Federal Credit Union

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Rates > LINE OF CREDIT > Homeowners Line Of Credit

Hawaii Central Rate Summary

Homeowners Line of Credit

Our Homeowners line of credit can help you pay for some of those small home improvements you’ve been putting off! You can apply for a revolving line of credit of up to $10,000. No equity required, you just need to be an owner-occupant homeowner (fee simple)!

Rate Effective as of October 29, 2025

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TERM
APR*
Example Payment per $1,000
Revolving
10.00%APR*

*APR = Annual Percentage Rate. Minimum payment: 2% of the monthly outstanding balance or $35.00, or whichever is greater. The APR will never be greater than the maximum that we are permitted to charge by law (currently 18.0%). Rates subject to change without notice.

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