; Share Secured Loan Rates - Hawaii Central Federal Credit Union

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Rates > Personal > Share Secured

Hawaii Central Rate Summary

Share Secured Loan

Allows you to use your share savings account as collateral to obtain a low interest loan and still earn dividends on your share savings account. Loan terms up to 10 years are available.

Rate Effective as of October 29, 2025

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TERM
APR*
Example Payment per $1,000
1
YEAR
2.60%APR*

*APR=Annual Percentage Rate. 2.50% APR above the current share rate. Loan terms up to 10 years are available. Payment example based on a loan of $1,000 with a 2.60% APR will have 12 payments of $84.51. 110% of the loan amount will be used to secure this loan. Please call our Consumer Loan Department at (808) 536-0833 for complete details.

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