Rates > Home Loans > Fixed 2nd mortgages
Hawaii Central Rate Summary
Fixed 2nd Mortgages
With low mortgage interest rates, now might be the perfect time to see if you can refinance at a lower rate or become a new homeowner. Our mortgage loans offer competitive rates and an experienced staff that will help you achieve your goals.
Rate Effective as of October 2, 2025
YEARS
* APR = Annual Percentage Rate. Rates subject to change. 8.372% APR is based on a $100,000 loan amount with fixed, fully amortizing payments over a loan term of 15 years. Estimated monthly payment examples are principal and interest only and do not include other property expense (i.e. taxes, insurance, mortgage insurance, association & maintenance fees). The maximum credit line is $350,000 for loans up to 90% CLTV. Your final APR may vary based upon your loan amount, customary fees and closing costs which are treatable as interest when calculating your final APR. All loans subject to approval. Certain requirements and restrictions apply. Rates subject to change without notice. Please call for complete details. Federally insured by the NCUA. NMLS #412820.
YEARS
* APR = Annual Percentage Rate. Rates subject to change. 8.531% APR is based on a $100,000 loan amount with fixed payments amortized over 30 years but with a balloon payment due at the end of the 15 year loan term. Estimated monthly payment examples are principal and interest only and do not include other property expense (i.e. taxes, insurance, mortgage insurance, association & maintenance fees). The maximum credit line is $350,000 for loans up to 90% CLTV. Your final APR may vary based upon your loan amount, customary fees and closing costs which are treatable as interest when calculating your final APR. All loans subject to approval. Certain requirements and restrictions apply. Rates subject to change without notice. Please call for complete details. Federally insured by the NCUA. NMLS #412820.