; Line of Credit Rate Summary - Hawaii Central Federal Credit Union

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Rates > LINE OF CREDIT > LINE OF CREDIT

Hawaii Central Rate Summary

Line of Credit

Based on your good credit, a credit line is established for your convenience. Get an advance anytime you need. Tie it in with your Central Checking account and write yourself a loan! It's that easy.

Rate Effective as of October 29, 2025

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TERM
APR*
Example Payment per $1,000
Revolving
15.00%APR*

*APR = Annual Percentage Rate. Minimum payment: 3.50% of monthly outstanding balance rounded up to nearest whole dollar or $35.00, or whichever is greater. The APR will never be greater than the maximum that we are permitted to charge by law (currently 18.0%). Rates subject to change without notice.

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