; IRA Share Certificate Rates - Hawaii Central Federal Credit Union

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Rates > Savings > Ira Share Certificate

Hawaii Central Rate Summary

IRA Share Certificates

Save and build your way towards retirement and fulfill long-term financial goals.

Rate Effective as of October 29, 2025

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TERM
APY*
Dividend Rate
Minimum Opening Balance
Minimum balance to earn apy
Minimum balance to avoid charge
Dividends Compounded & Credited
Dividend period
12
MONTH
0.75%APY*
0.75%
$500
$500
N/A
MONTHLY
MONTHLY
18
MONTH
3.00%APY*
3.03%
$500
$500
N/A
MONTHLY
MONTHLY
24
MONTH
3.25%APY*
3.29%
$500
$500
N/A
MONTHLY
MONTHLY
60
MONTH
3.30%APY*
3.34%
$500
$500
N/A
MONTHLY
MONTHLY

*APY = Annual Percentage Yield. APY is subject to change at any time without notice. $500 minimum deposit required to open account. See Truth-in-Savings disclosure for more information. Federally insured by the NCUA.

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