; Auto Loans Rate Summary - Hawaii Central Federal Credit Union

Our offices will be closed on Thursday, June 19 in observance of Juneteenth Holiday.

Rates > AUTO LOANS > NEW & USED AUTO LOANS

Hawaii Central Rate Summary

Website Mobile Homepage Banner (2)

June Auto Loan Promotion! Limited Time Only!

5-Year Auto Loan as low as

5.74% APR**

Buy or refinance your vehicle and enjoy no payments for 3 months! Not looking for a new car but in need of some extra cash? See if a cash-out auto refinance can help!

APPLY NOW

TERM

APR* (AS LOW AS)

Example Payment per $1,000

3
YEARS

5.99%APR*

36 Estimated Monthly Payments of $30.43

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness and is subject to approval. Other restrictions apply. Offer not available for commercial type vehicles or internal refinancing. MSRP = Manufacturers Suggested Retail Price. MSRP is applicable for new automobiles only. JD Power Values is applicable for pre-owned automobiles only. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice. 6 and 7 year financing available only for automobiles priced $20,000 or more.

4
YEARS

6.24%APR*

48 Estimated Monthly Payments of $23.61

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness and is subject to approval. Other restrictions apply. Offer not available for commercial type vehicles or internal refinancing. MSRP = Manufacturers Suggested Retail Price. MSRP is applicable for new automobiles only. JD Power Values is applicable for pre-owned automobiles only. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice. 6 and 7 year financing available only for automobiles priced $20,000 or more.

5
YEARS

5.74%APR*

60 Estimated Monthly Payments of $19.21

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness and is subject to approval. Other restrictions apply. Offer not available for commercial type vehicles or internal refinancing. MSRP = Manufacturers Suggested Retail Price. MSRP is applicable for new automobiles only. JD Power Values is applicable for pre-owned automobiles only. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice. 6 and 7 year financing available only for automobiles priced $20,000 or more.

6
YEARS

7.49%APR*

72 Estimated Monthly Payments of $17.29

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness and is subject to approval. Other restrictions apply. Offer not available for commercial type vehicles or internal refinancing. MSRP = Manufacturers Suggested Retail Price. MSRP is applicable for new automobiles only. JD Power Values is applicable for pre-owned automobiles only. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice. 6 and 7 year financing available only for automobiles priced $20,000 or more.

APPLY NOW

*APR: Annual Percentage Rate. Rates shown includes 0.25% interest rate discount for any automatic loan payment (discount for any loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. 5.74% APR is for a 5-year term auto loan and will have 60 payments of $19.21 per $1,000 borrowed. Hawaii Central FCU finances new auto loans up to 125% of MSRP, used auto loans up to 125% of the JD Power Values, and refinances auto loans up to 100% JD Power Values. The age of the vehicle must not exceed 6 years. Auto loan not available for commercial type vehicles, commercial business use or internal refinancing. Hawaii Central Federal Credit Union membership eligibility is required. Other restrictions apply. Rate and offer subject to change without notice. By choosing to defer loan payments the terms and conditions of the loan agreement are unchanged and will remain in full force and effect, except that there will not be any regular payment required during the deferral period selected. Interest will continue to accrue on the outstanding loan balance during the deferral period and until the loan is paid in full. The loan maturity date will not be extending and the outstanding balance will spread over 57 months. Please call our Loan Department at (808) 536-0833 for complete details.