Consumer Loan Rates

Consumer Dividend Rates

Business Dividend Rates

PERSONAL LOANS

 

Term

APR* as low asPayment Sample (based on $1,000)
1 Year3.50%12 estimated monthly payments of $84.92
2 Year3.75%24 estimated monthly payments of $43.31
3 Year4.00%36 estimated monthly payments of $29.52
4 Year4.75%

48 estimated monthly payments of $22.92

5 Year5.00%60 estimated monthly payments of $18.87
6 Year
5.50%

72 estimated monthly payments of $16.34

7 Year
6.00%

84 estimated monthly payments of $14.61

*APR:  Annual Percentage Rate.  Rate includes 0.25% interest rate discount for automatic loan payment from any HCFCU Share or Share Draft account.  Your specific rate may vary, depending on your credit worthiness and other factors.  Other restrictions apply.  

NEW & PRE-OWNED AUTO LOANS


***SPECIAL AUTO LOAN RATES END SEPTEMBER 30, 2016***

Term

APR* as low asPayment Sample (based on $1,000)
1 Year1.50%12 estimated monthly payments of $84.01
2 Year1.50%24 estimated monthly payments of $42.32
3 Year1.50%36 estimated monthly payments of $28.42
4 Year1.75%

48 estimated monthly payments of $21.59

5 Year2.00%60 estimated monthly payments of $17.53
6 Year**3.00%

72 estimated monthly payments of $15.19

7 Year**3.75%

84 estimated monthly payments of $13.55

*APR:  Annual Percentage Rate.  Rate includes 0.25% interest rate discount for automatic loan payment from any HCFCU Share or Share Draft account.  Your specific rate may vary, depending on your credit worthiness and other factors.  Other restrictions apply.

**6 and 7 year financing available only for automobiles priced $15,000 or more

SOLAR PHOTOVOLTAIC LOAN

Term

APR*
as low as
MaximumPayment Sample
(based on maximum loan amount)
5 Year4.99%$25,00060 estimated monthly payments of $531.00
7 Year5.99%$50,000

84 estimated monthly payments of $798.00

*APR:  Annual Percentage Rate.  Rate includes 0.25% interest rate discount for automatic loan payment from any HCFCU Share or Share Draft account.  Your specific rate may vary, depending on your credit worthiness and other factors.  No payments due for the first six months of loan.  Interest will continue to accrue during this period.  Other restrictions apply.

VISA  - PLATINUM CASH REWARDS

Credit Card TypeTermAPR*
Platinum Cash Rewards Credit CardRevolving

8.90% - 15.90%

*APR:  Annual Percentage Rate.  Rate includes 0.25% interest rate discount for automatic loan payment from any HCFCU Share or Share Draft account.  Your specific rate may vary, depending on your credit worthiness and other factors.  Other restrictions apply.

LINE OF CREDIT

Term

APR*
Revolving12.00%
*APR:  Annual Percentage Rate.

HOMEOWNERS LINE OF CREDIT

Term

APR*
Revolving7.00%
*APR:  Annual Percentage Rate.

SHARE SECURED

Term

APR*Payment Sample (based on $1,000)
1 YearShare Rate + 2.50%12 estimated monthly payments of $84.56
*APR:  Annual Percentage Rate.

SHARE CERTIFICATE SECURED (NON-IRA)

Term

APR* as low as
Maturity DateCert. Rate + 3.00%
*APR:  Annual Percentage Rate.

Please call our Consumer Loan Department at 536-0833 for more information.