; IRAS - Hawaii Central Federal Credit Union

Our online loan application is currently unavailable due to technical difficulties. We are working to resolve this issue as soon as possible.
If you would like to apply for a loan, please call our Consumer Loan Department at (808) 536-0833.

Emergency Assistance Programs are available to our members affected by the government shutdown. Click here for more information.

Personal > IRAS

Individual Retirement Accounts (IRA)

Save for retirement and take advantage of the tax benefits an IRA may offer. You’ll be amazed at how fast your account will grow. We offer Traditional, Roth, Coverdell, and IRA Share Certificates.