HOME LOANS
Take the Next Step in Home Ownership
Personal > Home Loans
Home Loans
Whether you’re looking to buy your first or second home, or build your dream home, Hawaii Central has competitive loan options to fit your needs.
Owner-Occupant HELOC Loans
Our Home Equity Line of Credit allows you to borrow against your home’s accumulated equity without disturbing your savings or other investments. These funds can be used for home improvements, to help pay for college tuition, or that long needed vacation. This revolving line-of-credit is a convenient way to borrow and make the most out of your home’s equity!
Rates & DisclosuresLand Loans
Found the perfect lot but aren’t ready to begin construction on your dream home yet? Our Land Loans can help you secure property even if you’re not quite ready to begin building.
Rates & Disclosures
Construction Loans
Whether you already have a contractor lined up or plan to be your own contractor, our Construction Loans can fit your specific needs! Although a bonded contractor is recommended, it is not required for our Construction Loans. From Owner/Builder to Contractors, our Construction Loans can help you build the home of your dreams.
Rates & Disclosures
1st & 2nd Mortgages
Now might be the perfect time to see if you can refinance at a lower rate or become a new homeowner. Our Mortgage Loans offer competitive rates and an experienced staff that will help you achieve your goals.
Rates & Disclosures*APR=Annual Percentage Rate.