Content Not To Be Construed as a Recommendation, Solicitation, or Offering:  None of the material offered is to be construed as a solicitation, recommendation or offer to buy or sell any security, financial product or instrument.  Many of the products described involve significant risks, and you should not enter into any transactions unless you have fully understood all such risks and have independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or a complete discussion of the risks that are mentioned. You should neither construe any of the material contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice nor make Hawaii Central Federal Credit Union or Windward Financial the primary basis for any investment decisions made by or on behalf of you.  You are encouraged to consult your business advisor, attorney, and tax and accounting advisors concerning any contemplated transactions.

Indemnity:  Without prejudice to any limitations of liability, you will indemnify Hawaii Central Federal Credit Union and hold it harmless with respect to any liabilities (including all costs of investigation and defense) and other damages that directly or indirectly may derive from conducting any business involving Windward Financial, and including, but not limited to, from any use of WindwardFinancial.net to make investment and/or financial decisions.

Third Party Disclaimer: Hawaii Central FCU makes no representations or warranties of any kind, whether expressed or implied, with regard to third party products, services and/or content.

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