HOME LOANS
Take the Next Step in Home Ownership
Personal > Home Loans
Home Loans
AtHawaii Central FCU, we offer valuable services for home buyers and those looking to refinance. If you are thinking about purchasing or refinancing your home, contact us to learn more about our competitive loan options. Our mortgage experts are available to answer any questions about the process or provide more information.
HOME EQUITY LINE OF CREDIT (HELOC)
Our Home Equity Line of Credit allows you to borrow against your home’s accumulated equity without disturbing your savings or other investments. These funds can be used for home improvements, to help pay for college tuition, or that long needed vacation. This revolving line-of-credit is a convenient way to borrow and make the most out of your home’s equity!
VACANT LAND LOANS
Found the perfect lot but aren’t ready to begin construction on your dream home yet? Our Land Loans can help you secure property even if you’re not quite ready to begin building just yet.
FIXED 2ND MORTGAGE
Leverage the equity in your home to help you get additional funds for a home purchase to avoid mortgage insurance or access cash for debt consolidation or make home improvements. Our second mortgage is a great option if you prefer a fixed rate payment and term.
CONSTRUCTION LOANS
Whether you already have a contractor lined up or plan to be your own contractor, our Construction Loans can fit your specific needs! Although a bonded contractor is recommended, it is not required for our Construction Loans. From Owner/Builder to Contractors, our Construction Loans can help you build the home of your dreams.
Meet our Mortgage Experts
With decades of experience in the mortgage industry, our team of local mortgage experts are here to answer your questions and walk you through the loan process step by step to find you the best home loan that fits your needs!
Irene Ayling
Mortgage Loan Officer
NMLS #1197968
(808) 441-7362
irene@hawaiicentral.org
Nanette Tim Sing
Mortgage Broker Loan Officer
NMLS #364813
(808) 285-4416
Contact us today!
Let’s get started and help you buy the home of your dreams. Complete the form below and one of our Mortgage Experts will contact you within the next business day.
*APR=Annual Percentage Rate.