; Financial Education - Hawaii Central Federal Credit Union

Empower Your Financial Future

Discover essential strategies and insights to enhance your financial literacy and achieve your financial goals.

Budgeting Basics

Basic budgeting requires us to separate our wants from our needs. Needs include expenses like rent, utilities bills and food. Wants include things like eating out at restaurants, entertainment, and travel. Successful budgeting means meeting needs before wants. Once needs are met, we can do things we want with any surplus we have in our budget. Good budgeting habits also include a desire to save for a rainy day. Download a worksheet, here, to create and maintain a budget that works for you.

Investing Insights

Protecting your investment is just as important as growing your wealth. Unlock the secrets to smart investing and growing your wealth through financial literacy opportunities with Hawaii Central Federal Credit Union. In addition to our episode series that airs every 3rd Wednesday of the month on Channel 53, Financial Literacy opportunities include in-person workshops and webinars on certain products and services.

FinEd Video Library

Cryptocurrency Scam Education with FBI

Former FBI Honolulu Special Agent in Charge Steven Merrill joins us to discuss the complexities of Cryptocurrency Investment Scams. (Airdate: February 19, 2025)

Elder Fraud Education with FBI

Former FBI Honolulu Special Agent in Charge Steven Merrill joins us on The Bottom Line to provide some insight into Frauds and Scams targeted at our Kupuna. (Airdate: January 15, 2025)

Long Term Care, Part 1

Executive Vice President of PSH Insurance, Gary Yanagihara, joins us for an episode of Financial Education with Hawaii Central Federal Credit Union to discuss the initial and emotional impacts of Longterm Care. (Airdate: June 19, 2024)

Longterm Care, Part 2

Executive Vice President of PSH Insurance, Gary Yanagihara, joins us for an episode of Financial Education with Hawaii Central Federal Credit Union to explain Longterm Care and discuss the cost of care. (Airdate: August 21, 2024)

Longterm Care, Part 3

Executive Vice President of PSH Insurance, Gary Yanagihara, joins us for an episode of Financial Education with Hawaii Central Federal Credit Union to discuss options for covering the cost of care. (Airdate: September 18, 2024)

Pet Health Insurance

In this episode of Financial Planning with Hawaii Central Federal Credit Union, Executive Vice President of PSH Insurance, Gary Yanagihara discusses planning for unexpected accidents and illnesses with your pet and the provisions of Pet Health Insurance. Pet Mom Elizabeth “Annie” Cadirao also joins us and shares her experiences with us. (Airdate: July 17, 2024)

Savings Options for Retirement

In this episode of Financial Planning with Hawaii Central Federal Credit Union, Retirement Planner Herb Hussey of Windward Financial discusses some creative ways of saving for or creating a retirement plan. (Airdate: January 6, 2025)

Building a Cool Retirement Pyramid

Kealaka`i Hussey of Windward Financial discusses the various components to building a solid foundation for retirement. (Airdate: April 17, 2024)

Save the House for the Kids!

Herb Hussey of Windward Financial explains four scenarios by which a financial product can be used to ensure our homes pass to our children. (January 17, 2024)

Civil Service Retirement

Herb Hussey of Windward Financial explains the ins and outs of the State of Hawaii’s Civil Service Retirement System. (Airdate: May 20, 2024)

Medicare Enrollment, Procedure & Penalty

In this episode, Herb Hussey of Windward Financial joins us for an in-depth discussion of Medicare. (Airdate: May 15, 2024)

Medicare Limitations & Social Security Pointers

Herb Hussey of Windward Financial reviews the limitations of Medicare while providing some pointers on Social Security. (Airdate: October 16, 2024)

Life Insurance with ABR

Herb Hussey of Windward Financial joins us for a focused discussion on Life Insurance with an Accelerated Benefit Rider. (Airdate: February 21, 2024)