Rates > CREDIT CARDS
Hawaii Central Rate Summary
VISA ® Platinum Cash Rewards Credit Card
Earn 1% Cash Back every year! Cash Back earned throughout the year will automatically be credited to your statement, monthly. For the first six months after opening, receive an additional 4% Cash Back based on the first $7,500 in monthly eligible net purchases.
Rate Effective as of November 1, 2024
FIXED RATE
VARIABLE RATE
*APR=Annual Percentage Rate. Beginning with the July 2023 statement, cash rewards earnings are credited to your credit card account, monthly. Promotional 5% cash rewards offer only applies to new Visa accounts effective as of 5/1/19. After the introductory 6 months, you will receive 1% cash rewards on all net purchases. Net purchases are purchases minus credits and returns. For the first 6 months after opening, the maximum monthly credit is $375.00 and is based on monthly eligible net purchases of $7,500. After the introductory 6-month period, there is no limit to the amount that can be earned. This offer is subject to change without notice. Hawaii Central Federal Credit Union membership is required. Please see Visa Platinum Cash Rewards Program Terms and Conditions for complete details or call our Consumer Loan Department at (808) 536-0833. Federally insured by NCUA.