; A Feline Friendly Home - Hawaii Central Federal Credit Union

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A Feline-Friendly Home.

A dream made possible through Hawaii Central’s First-time Homebuyer’s Program.

“I never imagined I would be buying a home in Hawaii,” said Marshall D. who recently closed on his new home, made possible through our First-Time Homebuyer’s Program.

“Unlike a conventional loan, which customarily requires 20% down, through our First-Time Homebuyer’s Program, the dream of homeownership is becoming a reality for Hawaii Central FCU members who have 10% down,” said Loan Officer Irene Ayling. “A huge advantage of this program is that no mortgage insurance is required.”

Pet-friendly and, to be more specific, feline friendly was top on the list of priorities for Marshall as he searched for a home. The place he found was much more than just a home for Mulder and Mahina –a.k.a. “Murder and Mayhem”. The smile on his face said it was a dream come true.

Marshall attended his first Board meeting the week after getting his keys, but since he was so new, he missed the deadline to put his name in the running for Board openings.

They missed out on a great fit. Marshall works for HNL Plumbing and Mechanical, performing facilities maintenance for local businesses and residences.

Marshall shared, although the new home is move-in ready, he has plans to put his skillset to work and make his place as efficient as possible with LED fixtures and light bulbs. “I try to be green,” he said. “A low flow toilet with a bidet is an absolute must, and the sofa is on the way!”

At a sales price of just over $330,000, Marshall’s new home, conveniently located in the heart of Downtown Honolulu, came with amenities including laundry facilities, a meeting room, a heated pool, and an exercise room! When asked if he will be taking advantage of the amenities, his response was “Oh, Yah!” Learning that the maintenance fee included central air conditioning, hot water, sewer, water, and other common expenses was just icing on the cake.

From your family at Hawaii Central, congratulations Marshall and thank you for letting us help!