*Only Personal or Auto loans that are paid current and in good standing are eligible for this promotion. Members are allowed to skip up to two (2) eligible loan payments during the program. There is a $25 fee for each skipped payment. Payments cannot be skipped for two months in a row. All Skip-A-Pay requests are subject to approval. Certain restrictions may apply. If enrolled in automatic payments, please review your statements to ensure your requested payment was not deducted. By participating in HCFCU’s Skip-A-Pay program, I understand that a) the terms and conditions of my loan agreement are unchanged and will remain in full force and effect, except that there will not be any regular payment required during the deferral period selected; b) interest will continue to accrue on the outstanding loan balance during the deferral period and until the loan is paid in full; c) I will continue to be responsible for the entire outstanding principal and interest of my loan by making the scheduled payments until the loan is paid in full; and d) the loan maturity date will be extended.