Share the Credit Union You Love with the People You Love!

Earn More with Every Referral

Unlock exclusive benefits by referring family & friends to Hawaii Central Federal Credit Union. Start earning today!

Referral Program Benefits

Get Rewarded for Referrals

Join our referral program and enjoy a $50 bonus when you refer a new member to Hawaii Central Federal Credit Union. New members will also receive a $50 incentive upon meeting the program requirements, including opening a Share Savings account with a $25 minimum deposit, a Share Draft Account with a debit card, and completing 10 debit card transactions within 60 days of account opening. There is no limit to the number of referrals you can make, so start sharing the benefits today!

Tax Considerations

Be aware of any potential tax implications when participating in our referral program. We strongly encourage all participants to consult with a tax professional to understand any liabilities that may arise from receiving incentives. This will ensure you are fully informed and compliant with tax regulations.

Our program is designed to reward you, and we want to ensure that you maximize these rewards without unexpected surprises. By seeking advice from a tax expert, you can make informed decisions about your financial benefits and obligations.

Remember, the referral program runs until September 1, 2025, and is subject to end without notice. Stay informed and enjoy the benefits of being part of Hawaii Central Federal Credit Union.

Start Referring Today!

Don’t miss out on this limited-time opportunity to get rewarded when you refer your loved ones! Earn $50 for every new member you refer. Plus, new members will also receive a $50 bonus when they join and fulfill the necessary steps.

Referral Form

NCUA Insured - Backed by the full faith and credit of the US Government.