HCFCU Member Deposits Insured up to $500,000

Hawaii Central Federal Credit Union’s (HCFCU) new partnership with Excess Share Insurance (ESI) offers extended coverage which increases protection for members’ deposits. HCFCU member deposits are federally insured by the National Credit Union Administration (NCUA) up to $250,000 and are now insured up to an additional $250,000 by ESI for a total coverage of up to $500,000.

This level of combined federal and private insurance is the highest available in the state of Hawaii, and HCFCU is the only financial institution in Hawaii to offer this extended protection on deposits.

“We are extremely pleased to partner with ESI and provide our members additional peace of mind as we are able to offer this exceptional level of protection for their share accounts, checking accounts, super share investment accounts, and share certificates” Drake Tanabe, President and General Manager said.

ESI is the largest provider of deposit insurance covering credit union member accounts and covers balances beyond the $250,000 cap insured by the NCUA, which is an independent federal agency that insures credit unions.

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*The payment examples shown are estimates based on the lowest Annual Percentage Rate (APR) for a 48 month loan for $20,000, which includes a 0.25% discount for automatic payments (discount offer good at time of closing only). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Offer not available for commercial type vehicles, commercial business use, or internal refinancing. Please call our Loan Department at (808) 536-0833 for complete details. Promotion ends November 30, 2018. Rate and offer is subject to change without notice. Federally insured by NCUA.