Get MORE CASH REWARDS With 5% Cash Back

5cashback revised08 15 web

Turn your everyday purchases into cash rewards with our HCFCU VISA Platinum Cash Rewards Credit Card!  Open a new HCFCU Credit Card to start earning 5% cash back on your first 6 months of purchases!

Other benefits include:

  • 2.99% APR* introductory rate for the first 6 months
  • Annual 1% cash back reward
  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • No Foreign Transaction Fee
  • Travel Accident & Baggage Delay Insurance
  • Travel & Emergency Assistance
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch


*Plus, earn an additional 1% cash back on all purchases made between November 15 - December 31, 2015!*

Get the credit card that rewards you with even more benefits!



Click here to view our VISA Disclosure

*APR: Annual Percentage Rate. 2.99% APR introductory rate will apply to all purchases and balance transfers made during the initial 6 months of opening your VISA account. After introductory 6 months, APR will be 8.90% to 15.90%, based on creditworthiness and will vary with the market based on Prime Rate. 5% cash back offer is only for new VISA accounts effective as of 5/15/15 and is subject to change without notice.  Receive 5% cash back on up to $5,000 in net purchases made in the first 6 months.  After introductory 6 months, receive 1% cash back on all net purchases. Net purchases are purchases minus credits and returns.  Cardholders in good standing will receive an additional 1% cash back for all net purchases made between November 15, 2015 - December 31, 2015.  Cash back earnings are credited to your card account in the December statement of each year. Hawaii Central Federal Credit Union membership is required. Please see Platinum Cash Rewards Credit Card Terms and Conditions for complete details or call our Consumer Loan Department at 536-0833. Platinum Cash Rewards program and business partners are subject to change at any time without notice.

Hawaii Central FCU's Mobile App is now available!



Accessing your HCFCU account on the go just got easier! HCFCU’s free Mobile App gives you access to your account 24/7 from any Apple, Android or Kindle Fire device.

HCFCU Mobile App features:

  • Check HCFCU account balances
  • View transaction history
  • Transfer money between HCFCU accounts
  • Pay bills
  • Send money directly to people

Download our free mobile app today from your Apple App Store, Google Play or Amazon App Store!


Android app on Google Play

Mobile banking is free to all Hawaii Central FCU Online Banking members.  An internet-enabled mobile device is required to access Hawaii Central FCU Mobile Banking App and Website.  You must be enrolled in Online Banking to access Mobile Banking.  Enrollment in Bill Pay is required to access bill payment services.  Standard messaging and data usage fees apply.  Please contact your carrier for details.  iPhone® and iPad®are trademarks of Apple® Inc., registered in the U.S. and other countries.  App Store is a service mark of Apple Inc.  Android™ is a trademark of Google Inc. Amazon and Kindle Fire are trademarks of, Inc. or its affiliates.