College Combo Account and Student Loans

College Combo Account

Take advantage of our Hawaii Central College Combo Account. Students can manage their own accounts while away for college with a local financial institution you trust. With over 5,000 shared branching locations in all 50 states, making deposits and withdrawals from their Hawaii Central accounts is easy. There are also over 30,000 CO-OP ATMs nationwide where they have surcharge-free access, never leaving them stranded for cash. Plus, with It’s Me 247 Online and Mobile Banking, they’ll have access to their Hawaii Central account whenever and wherever!

College Combo Includes:

  • Share Savings Account
  • Shared Branching (5,000+ locations in 50 states)
  • FREE - ATM Access (30,000+ ATMs in 50 states)
  • Online & Mobile Banking

Apply to See if You Qualify:

  • Share Draft Checking
    • FREE - First Check Order***
  • Visa Debit Card
  • Visa Credit Card
  • Student Loan

Apply Now


We want to make financing your higher education goals more affordable with an additional student loan option. We partner with CU Student Choice to provide members with additional funds to attend college and a deferment period after graduation.

Rates starting at 6.5% APR*

  • Apply just once for your Credit Line **
  • Defer payments until after graduation

Apply Now


*APR=Annual Percentage Rate. APR is accurate as of June 7, 2019. The APR is variable and may be adjusted quarterly based on the Prime index as published by the Wall Street Journal. APR will not exceed 15.00%. Subject to credit qualification and additional criteria, including graduating from an approved school. Hawaii Central Federal Credit Union membership required. Visit for more information and to apply. Federally insured by the NCUA.

**Based on approved credit.

***Free first order of checks upon opening of a new share draft checking account.