*The payment examples shown are estimates based on the lowest Annual Percentage Rate (APR) for a 48 month loan for $20,000, which includes a 0.25% discount for automatic payments (discount offer good at time of closing only). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Offer not available for commercial type vehicles, commercial business use, or internal refinancing. Please call our Loan Department at (808) 536-0833 for complete details. Promotion ends November 30, 2018. Rate and offer is subject to change without notice. Federally insured by NCUA.